Home Loan

Richiedi un Prestito Casa

Home Loan Information and How It Works

The Home Improvement Loan is designed for those who wish to improve or increase the value of their property without resorting to traditional mortgage loans, which often involve lengthy processes and extensive collateral requirements.

This financing solution can be used to fund:

  • Interior or exterior renovations

  • Routine or major maintenance work

  • Energy efficiency improvements

  • Creation of additional living spaces

  • Modernization of systems and installations

The main advantage is the greater accessibility of this product compared to a traditional mortgage: documentation requirements are simpler, assessment times are shorter, and no mortgage lien is required on the property. The result is straightforward, direct financing with manageable repayments.

The fixed interest rate of 2% ensures long-term stability, protecting borrowers from market fluctuations and making financial planning easier.

Eligibility Criteria

To qualify for our financing solutions, applicants must meet certain minimum banking eligibility requirements:

  • Age between 18 and 80 years.

    Applicants must be of legal age and either actively employed or retired

  • Permanent residence in Italy or EU citizenship.

    Applicants must be permanent residents of Italy or citizens of a European Union member state, with valid identification documents and verifiable contact details.

  • Proof of Income

    Applicants must be able to provide proof of income to verify their repayment capacity.

  • Satisfactory Credit History

    The assessment includes a review of the applicant’s creditworthiness and any existing credit records or adverse credit reports.

  • Capacità di rimborso sostenibile

    Sustainable Repayment Capacity

Required Documents

To complete the assessment and proceed with loan disbursement, the following documents are generally required:

  • Valid ID Document

  • Proof of Residence or Utility Bill in the Applicant’s Nam

  • Proof of Income Documents

  • Bank Account Details (IBAN

Calcola il tuo prestito

Verifica stato, interessi e rate mensili.

Simulazione Prestito

Tasso fisso: 2% annuo
Richiedi prestito
Apply for a Home Loan